\uc6d0\/\ub2ec\ub7ec \uc2dc\uc7a5 \uc120\ub3c4\uc740\ud589 \uc81c\ub3c4 \uac1c\ud3b8 \ub4f1 \uc2dc\uc7a5\uc870\uc131 \uc720\uc778 \uac15\ud654
\n\ud544\uc694\uc2dc \uc801\uc808\ud55c \uc2dc\uc7a5\uc548\uc815\uc870\uce58 \ub4f1 \ud1b5\ud574 \uc9c0\ub098\uce5c \ubcc0\ub3d9\uc131 \ud655\ub300 \ubc29\uc9c0<\/p>\n
\uc678\ud658\ub2f9\uad6d\uc740\u00a0\ub2e4\uc74c \ub2ec \uc678\ud658\uc2dc\uc7a5 \uac1c\uc7a5\uc2dc\uac04 \uc5f0\uc7a5 \uc774\ud6c4\uc5d0\ub3c4 \uc5f0\uc7a5\uc2dc\uac04\ub300\uc5d0 \uc6d0\ud65c\ud55c \uac70\ub798\uac00 \uc774\ub904\uc9c8 \uc218 \uc788\ub3c4\ub85d\u00a0\uc9c0\uc6d0\ud558\ub294 \ud55c\ud3b8, \uac70\ub798\uc2dc\uac04 \ud655\ub300\uac00 \uc9c0\ub098\uce5c \ubcc0\ub3d9\uc131 \ud655\ub300\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\ub3c4\ub85d \uc801\uc808\ud55c \uc2dc\uc7a5\uc548\uc815\uc870\uce58\ub97c \ucde8\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uae30\ud68d\uc7ac\uc815\ubd80\ub294 7\uc6d4 1\uc77c\ubd80\ud130 \ud604\uc7ac \uc624\uc804 9\uc2dc~\uc624\ud6c4 3\uc2dc 30\ubd84\uc778 \uad6d\ub0b4 \uc6d0\u00b7\ub2ec\ub7ec \uc678\ud658\uc2dc\uc7a5\uc758 \uac70\ub798\uc2dc\uac04\uc744 \ub2e4\uc74c \ub0a0 \uc0c8\ubcbd 2\uc2dc\uae4c\uc9c0\ub85c \uc5f0\uc7a5\ub420 \uc608\uc815\uc774\ub77c\uace0 16\uc77c \ubc1d\ud614\ub2e4.<\/p>\n
\uc5f0\uc7a5\ub418\ub294 \uc6b0\ub9ac \uc678\ud658\uc2dc\uc7a5 \uac70\ub798\uc2dc\uac04\uc740 \uae00\ub85c\ubc8c \uae08\uc735\uc911\uc2ec\uc9c0\uc778 \uc601\uad6d \ub7f0\ub358 \uae08\uc735\uc2dc\uc7a5 \uac70\ub798\uc2dc\uac04\uc744 \ubaa8\ub450 \ud3ec\uad04\ud558\ub294 \uc2dc\uac04\ub300\ub85c, \uc8fc\uc694 \uae00\ub85c\ubc8c \uae08\uc735\uae30\uad00\uacfc \ud22c\uc790\uc790\ub4e4\uc774 \uc8fc\ub85c \uac70\ub798\ud558\ub294 \uc2dc\uac04\ub300\uc5d0 \uc6d0\ud654\ub3c4 \ub354\uc6b1 \ud3b8\ub9ac\ud558\uac8c \uc2e4\uc2dc\uac04 \uac00\uaca9\uc73c\ub85c \uac70\ub798\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n
\uc6d0\u00b7\ub2ec\ub7ec \uc2dc\uc7a5 \uac1c\uc7a5\uc2dc\uac04\uc774 \uc5f0\uc7a5\ub418\uba74 \ud55c\uad6d \uc8fc\uc2dd\u00b7\ucc44\uad8c \ub4f1\uc744 \uac70\ub798\ud558\uace0\uc790 \ud558\ub294 \uc678\uad6d\uc778\ud22c\uc790\uc790\ub4e4\uc740 \ud55c\uad6d\uc2dc\uac04 \uc624\ud6c4 3\uc2dc 30\ubd84 \uc774\ud6c4\uc5d0\ub3c4 \uc0c8\ubcbd 2\uc2dc\uae4c\uc9c0 \uacc4\uc18d \uad6d\ub0b4 \uae08\uc735\ud68c\uc0ac \ub610\ub294 \uc8fc\ub85c \uac70\ub798\ud558\ub294 \uc678\uad6d \uae08\uc735\uae30\uad00(RFI)\uc744 \ud1b5\ud574 \ubbf8 \ub2ec\ub7ec\ud654\ub97c \uc6d0\ud654\ub85c \ud658\uc804\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n
\uad6d\ub0b4 \ud22c\uc790\uc790\ub4e4\uc774 \uc57c\uac04\uc5d0 \ubbf8\uad6d \uc8fc\uc2dd\u00b7\ucc44\uad8c\uc744 \ub9e4\uc218\ud558\ub294 \ub4f1 \ud574\uc678 \uc790\ubcf8\uc2dc\uc7a5\uc5d0 \ud22c\uc790\ud560 \ub54c\ub3c4 \uc784\uc2dc\ud658\uc728(\uac00\ud658\uc728)\uc774 \uc544\ub2cc \uc2e4\uc2dc\uac04 \uc2dc\uc7a5\ud658\uc728\ub85c \uc790\uc720\ub86d\uac8c \ud658\uc804\ud560 \uc218 \uc788\ub2e4.<\/p>\n
\uad6d\ub0b4\uc5d0\uc11c \uc601\uc5c5\ud558\uac70\ub098 \ud574\uc678\uc5d0 \uc9c4\ucd9c\ud55c \uc218\ucd9c\uc785 \uae30\uc5c5 \ub610\ud55c \uc57c\uac04\uc2dc\uac04\ub300 \ubc1c\ud45c\ub418\ub294 \uc8fc\uc694\uad6d \uacbd\uc81c\uc9c0\ud45c \ub4f1 \uc678\ud658\u00b7\uae08\uc735\uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc778\ub4e4\uc774 \uc989\uac01 \ubc18\uc601\ub41c \uc2e4\uc2dc\uac04 \ud658\uc728\ub85c \uc801\uc2dc\uc5d0 \ud658\uc804\ud558\uac70\ub098 \ud658\uc728\ubcc0\ub3d9\uc5d0 \ub530\ub978 \uc190\uc2e4 \ubc1c\uc0dd \uc704\ud5d8\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uac8c \ub41c\ub2e4.<\/p>\n
\ub2e4\uc74c \ub2ec 1\uc77c \uac1c\uc7a5\uc2dc\uac04 \uc5f0\uc7a5\uc5d0 \ubc1c\ub9de\ucdb0 \uc678\uad6d\ud658\uc740\ud589\u00b7\uc99d\uad8c\uc0ac\u00b7\uc678\uad6d\ud658\uc911\uac1c\ud68c\uc0ac \ub4f1 \uad6d\ub0b4 \uc678\ud658\uc2dc\uc7a5 \ucc38\uac00\uc790\ub4e4\uc740 \uc5f0\uc7a5\uc2dc\uac04\ub300 \uc678\ud658\uac70\ub798 \ubc0f \uc774\uc5d0 \ub530\ub978 \uacb0\uc81c \ub4f1 \uc5c5\ubb34\ub97c \uc218\ud589\ud558\uae30 \uc704\ud574 \uc57c\uac04\uc5d0\ub3c4 \uadfc\ubb34(\uc57c\uac04\ub370\uc2a4\ud06c)\ud560 \uacc4\ud68d\uc774\ub2e4. \ub610\ud55c, \uc5ec\ub7ec \uae08\uc735\ud68c\uc0ac\ub4e4\uc740 \ub7f0\ub358 \ub4f1 \ud574\uc678\uc5d0 \uc9c0\uc810 \ub610\ub294 \uc0ac\ubb34\uc18c\ub97c \uc0c8\ub85c \uc124\ub9bd\ud558\uac70\ub098 \uc678\ud658\uac70\ub798 \uc804\ub2f4 \uc778\ub825\uc744 \ud30c\uacac\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\uae30\uc7ac\ubd80\ub294 \uc5f0\uc7a5\uc2dc\uac04\ub300\uc5d0\ub3c4 \uc2dc\uc7a5\ucc38\uac00\uc790\ub4e4\uc774 \ud544\uc694\ud55c \ubb3c\ub7c9\uc744 \uc801\uc808\ud55c \uac00\uaca9\uc5d0 \uc6d0\ud65c\ud558\uac8c \uac70\ub798\ud560 \uc218 \uc788\ub3c4\ub85d \uc801\uc815 \uc218\uc900\uc758 \uc720\ub3d9\uc131 \uc720\uc9c0 \ub4f1 \uc5ec\uac74 \ub9c8\ub828\uc774 \uc911\uc694\ud558\ub2e4\uba74\uc11c, \ub2e4\ub9cc, \uc2a4\uc704\uc2a4 \ud504\ub791\ud654, \uc911\uad6d \uc704\uc548\ud654 \ub4f1 24\uc2dc\uac04 \uac70\ub798\uac00 \uac00\ub2a5\ud55c \ud1b5\ud654\ub4e4\ub3c4 \uc5c5\ubb34\uc885\ub8cc(COB, Close of business) \uc774\ud6c4 \uc2ec\uc57c\uc2dc\uac04\ub300\uc5d0\ub294 \uac70\ub798\ub7c9\uc774 \uac10\uc18c\ud55c\ub2e4\ub294 \ud2b9\uc9d5\uc774 \uc788\ub2e4\uace0 \uc124\uba85\ud588\ub2e4.<\/p>\n
\uc774\ub97c \uac10\uc548\ud574 \uae30\uc7ac\ubd80\uc640 \ud55c\uad6d\uc740\ud589\uc740 \uad6d\ub0b4\uc678 \uc2dc\uc7a5\ucc38\uac00\uc790\ub4e4\uc774 \uc6b0\ub9ac \uc678\ud658\uc2dc\uc7a5\uc5d0\uc11c \uac70\ub798\ud560 \ub54c \ud070 \uc5b4\ub824\uc6c0\uc774 \uc5c6\ub294 \ud658\uacbd\uc744 \uc870\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \uc801\uadf9 \uc9c0\uc6d0\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc774\ub97c \uc704\ud574 \uadf8\ub3d9\uc548 \uc678\ud658\ub2f9\uad6d\uc740 \uad6d\ub0b4\uc678 \uae08\uc735\uae30\uad00 \ubc0f \uc678\uad6d\uc778\ud22c\uc790\uc790 \ub4f1\uacfc \ud65c\ubc1c\ud788 \uc18c\ud1b5\ud558\uba70 \uc6b0\ub9ac \uc678\ud658\uc2dc\uc7a5\uc758 \uaddc\uc81c\u00b7\uad00\ud589 \uc815\ube44\uc0ac\ud56d\uc744 \ubc1c\uad74\ud558\uace0 \uad00\uacc4\uae30\uad00 \uac04 \ud611\uc758\ub97c \uac70\uccd0 \uc81c\ub3c4\uac1c\uc120\uc744 \ucd94\uc9c4\ud574 \uc654\ub2e4.<\/p>\n
\uad6c\uccb4\uc801\uc73c\ub85c \uc81c3\uc790 \uc678\ud658\uac70\ub798 \ud65c\uc131\ud654\ub97c \uc704\ud55c \uc77c\uc2dc\uc801 \uc6d0\ud654\ucc28\uc785(Overdraft) \ud655\ub300, RFI\uc758 \ubcf4\uace0 \ubd80\ub2f4 \uc644\ud654 \ubc0f \ubcf4\uace0\uc758\ubb34 \uc704\ubc18\uc5d0 \ub300\ud55c \uc81c\uc7ac \uc720\uc608(\uc62c\ud574 \ub9d0\uae4c\uc9c0), \ud574\uc678\uc9c0\uc810\uc774\u00a0RFI\ub85c \ub4f1\ub85d\ub41c \uad6d\ub0b4\uc740\ud589\uc744 \ud55c\uad6d\uc740\ud589 \uc678\uc790\uc6b4\uc6a9\uc6d0\uc758 \uc885\ud1b5\ud654 \uc678\ud658\ub9e4\ub9e4 \uac70\ub798\uae30\uad00\uc73c\ub85c \uc120\uc815 \ub4f1\uc744 \ucd94\uc9c4 \uc911\uc774\uba70, \uc774\uc640 \ud568\uaed8 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\uc548\uc744 \ud1b5\ud574 \uc5f0\uc7a5\uc2dc\uac04\ub300\uc758 \uc678\ud658\uac70\ub798\ub97c \ub4b7\ubc1b\uce68\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\uc815\ubd80\ub294 \uba3c\uc800, \uc6d0\u00b7\ub2ec\ub7ec \uc2dc\uc7a5 \uc120\ub3c4\uc740\ud589 \uc81c\ub3c4\ub97c \uac1c\ud3b8\ud574 \uad6d\ub0b4 \uc740\ud589\ub4e4\uc774 \uc5f0\uc7a5\uc2dc\uac04\ub300\uc5d0\ub3c4 \ud65c\ubc1c\ud558\uac8c \ub9e4\ub3c4\uc640 \ub9e4\uc218 \uac00\uaca9(\ud638\uac00)\uc744 \uc81c\uc2dc\ud558\ub294 \ub4f1 \uc2dc\uc7a5\uc870\uc131 \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub3c4\ub85d\u00a0\ud55c\ub2e4.<\/p>\n
\ub0b4\ub144\ub3c4 \uc120\ub3c4\uc740\ud589 \uc120\uc815 \ub54c \uc5f0\uc7a5\uc2dc\uac04\ub300 \uac70\ub798\uc2e4\uc801\uc5d0 \ub192\uc740 \uac00\uc911\uce58\ub97c \uc801\uc6a9(\uc2dc\uac04\ub300\ubcc4\ub85c \uac00\uc911\uce58 \ucc28\ub4f1\ud654)\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \ubcc0\uacbd\ud558\uace0, \uc678\ud658\uac74\uc804\uc131\ubd80\ub2f4\uae08 \uacf5\uc81c \ud56d\ubaa9 \uc911\uc5d0\uc11c \uc120\ub3c4\uc740\ud589\uc758 \uc6d0\u00b7\ub2ec\ub7ec \uc2dc\uc7a5\uc870\uc131 \uac70\ub798\uc758 \ube44\uc911\ub3c4 \ub192\uc77c \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc774\ub97c \uc704\ud574 \uae30\uc7ac\ubd80\uc640 \ud55c\uad6d\uc740\ud589\uc740 \uc678\uad6d\ud658\uac70\ub798\uaddc\uc815 \ubc0f \uc678\uad6d\ud658\uac70\ub798\uc5c5\ubb34 \ucde8\uae09\uc138\uce59, \uc678\uad6d\ud658\uac70\ub798\uc5c5\ubb34 \ucde8\uae09\uc808\ucc28 \ub4f1 \uad00\ub828 \uaddc\uc815\uc744 \uac1c\uc815\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\uc544\uc6b8\ub7ec, \uad6d\ub0b4 \uc740\ud589\ub4e4\uc774 \uc7a5 \ud6c4\ubc18\uc778 \uc2ec\uc57c\uc2dc\uac04\uc5d0\ub3c4 \ud604\ubb3c\ud658 \ub4f1\uc5d0 \ub300\ud574 \uc801\uadf9 \uc2dc\uc7a5\uc870\uc131\uc744 \ud560 \uc218 \uc788\ub3c4\ub85d \uc57c\uac04\ub370\uc2a4\ud06c\ub97c \uc6b4\uc601\ud558\ub294 \uc740\ud589\ub4e4\uc758 \uc5ed\uc678 \uc6d0\/\ub2ec\ub7ec \ucc28\uc561\uacb0\uc81c\uc120\ubb3c\ud658(NDF) \uc804\uc790\uac70\ub798 \ud5c8\uc6a9 \uc2dc\uac04\uc744 \ub2e4\uc74c \ub2ec 1\uc77c\ubd80\ud130 \uc0c8\ubcbd 2\uc2dc\uc5d0\uc11c 3\uc2dc\ub85c 1\uc2dc\uac04 \uc5f0\uc7a5\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc774\ub97c \ud1b5\ud574 \uad6d\ub0b4 \uc740\ud589\ub4e4\uc774 \uc57c\uac04\uc2dc\uac04\ub300\uc5d0 \ud658\uc728\ubcc0\ub3d9 \uc704\ud5d8\uc744 \ub354\uc6b1 \uc27d\uac8c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uc6b0\ub9ac \uc678\ud658\uc2dc\uc7a5\uc5d0\uc11c \ub354\uc6b1 \uc801\uadf9\uc801\uc73c\ub85c \uac70\ub798\ud558\uace0 \uacbd\uc7c1\ub825 \uc788\ub294 \ud638\uac00\ub97c \uc81c\uc2dc\ud560 \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uae30\ub300\ud55c\ub2e4.<\/p>\n
\uc815\ubd80\ub294 \ub610, \uc5f0\uc7a5\uc2dc\uac04\ub300\uc5d0 \uae00\ub85c\ubc8c \uae08\uc735\uc2dc\uc7a5\uc5d0\uc11c \ud65c\ubc1c\ud558\uac8c \uc601\uc5c5\u00b7\uac70\ub798\ud558\uace0 \uc788\ub294 \uc678\uad6d\u00a0\uae08\uc735\uae30\uad00(RFI)\uc758 \uc6d0\ud654 \uac70\ub798\ub97c \ud65c\uc131\ud654\ud558\uae30 \uc704\ud55c \ubc29\uc548\ub3c4 \ud568\uaed8 \uac80\ud1a0\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\uc774\ub97c \uc704\ud574 \uc801\uadf9\uc801\uc73c\ub85c \uac70\ub798\ud558\ub294 RFI\ub97c \uc120\ub3c4 RFI\ub85c \uc120\uc815\ud574 \uc678\ud658\ub2f9\uad6d\uacfc\uc758 \uc815\ub840\uc801\uc778 \uc18c\ud1b5 \ucc44\ub110\uc744 \uc6b4\uc601\ud55c\ub2e4.<\/p>\n
\ub354\ubd88\uc5b4, \uac1c\uc7a5\uc2dc\uac04 \uc5f0\uc7a5 \uc774\ud6c4 \uae30\uad00\ubcc4 \uac70\ub798 \uaddc\ubaa8\uc640 \ube48\ub3c4 \ub4f1\uc744 \ubcf4\uc544\uac00\uba70 RFI\uc758 \ub4f1\ub85d \uc801\uc815\uc131 \uc7ac\uac80\ud1a0 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \ub9c8\ub828\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
RFI\uc640 \uad6d\ub0b4 \uae08\uc735\uae30\uad00 \uac04 \uacc4\uc57d\uccb4\uacb0 \ubc0f \uac70\ub798\uc900\ube44 \uc0c1\ud669\ub3c4 \uc9c0\uc18d \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0, \uc5b4\ub824\uc6c0\uc744 \uc801\uadf9 \ud574\uc18c\ud55c\ub2e4.<\/p>\n
\uc815\ubd80\ub294 \uc774\uc640 \ud568\uaed8, \ud574\uc678\uc5d0 \uc18c\uc7ac\ud55c RFI\uac00 \uc548\uc815\uc801\uc778 \uac70\ub798 \uc778\ud504\ub77c\ub97c \ud1b5\ud574 \uc2e0\uc18d\ud558\uace0 \uc6d0\ud65c\ud558\uac8c \uac70\ub798\ud558\uace0, \uad6d\ub0b4\uc2dc\uc7a5\uc5d0\uc11c \ub354\uc6b1 \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c\uad6d\uc790\uae08\uc911\uac1c\u321c\uc758 \ub7f0\ub358 \uc9c0\uc810 \ubc0f \uc2f1\uac00\ud3ec\ub974 \uc0ac\ubb34\uc18c \uc124\ub9bd\uc744 \uc778\uac00\ud588\uc73c\uba70, \uc11c\uc6b8\uc678\uad6d\ud658\uc911\uac1c(\uc8fc)\uc758 \ub7f0\ub358 \uc0ac\ubb34\uc18c \uac1c\uc124\ub3c4 \uc778\uac00\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\uc678\ud658\ub2f9\uad6d\uc740 \uc774\uc640 \uac19\uc774 \uc5f0\uc7a5\uc2dc\uac04\ub300\uc5d0 \uc801\uc815 \uc720\ub3d9\uc131\uc774 \ud615\uc131\ub420 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \ud55c\ud3b8, \uc678\ud658\uc2dc\uc7a5 \uad6c\uc870\uac1c\uc120\uc5d0 \ub530\ub978 \uc6b0\ub9ac \uc678\ud658\uc2dc\uc7a5 \ucc38\uac00\uc790 \ubc0f \uac70\ub798\uc2dc\uac04 \ud655\ub300\uac00 \uc9c0\ub098\uce5c \ubcc0\ub3d9\uc131 \ud655\ub300\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\ub3c4\ub85d \uc2dc\uc7a5\ub3d9\ud5a5\uc744 \uba74\ubc00\ud788 \ubaa8\ub2c8\ud130\ub9c1\ud558\uba74\uc11c \uc2dc\uc7a5\uc758 \uc548\uc815\uc131 \ud655\ubcf4\ud558\uae30\ub85c \ud588\ub2e4.<\/p>\n
\uc57c\uac04\uc2dc\uac04\ub300\uc5d0\ub3c4 \ud658\uc728 \ubcc0\ub3d9\uc131\uc774 \uacfc\ub3c4\ud558\uac8c \ud655\ub300\ub420 \uacbd\uc6b0, \uc801\uae30\uc5d0 \uc2dc\uc7a5\uc548\uc815\uc870\uce58\ub97c \uc2e4\uc2dc\ud558\ub294 \ub4f1 \uc801\uc808\ud788 \ub300\uc751\ud55c\ub2e4.<\/p>\n
\ub354\ubd88\uc5b4, \uad6d\ub0b4 \uae08\uc735\uae30\uad00\uc758 \uc57c\uac04\ub370\uc2a4\ud06c \uc6b4\uc601 \ud604\ud669\ub3c4 \uc815\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0, \uad6d\ub0b4 \uae08\uc735\uae30\uad00\uc758 \ud574\uc678\uc9c4\ucd9c\u00b7\uc601\uc5c5\uc744 \ucd09\uc9c4\ud558\uc5ec \uae08\uc735 \uc120\uc9c4\ud654 \ubc0f \uae00\ub85c\ubc8c \uacbd\uc7c1\ub825 \uac15\ud654\ub97c \ub3c4\ubaa8\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
\ucd9c\ucc98 : \uae30\ud68d\uc7ac\uc815\ubd80 \uad6d\uc81c\uae08\uc735\uad6d \uc678\ud654\uc790\uae08\uacfc<\/p>\n","protected":false},"excerpt":{"rendered":"
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